Here is an often overlooked bill each month that can eat your checking account up!
Ok, if you are like most people, you have a cell phone and you use it a lot. Both for making phone calls and for texting.
Have you taken a look at what your cell phone bill is?
Cell Phone Bills Can Eat Your Savings Up
You may be wondering what this has to do with moving out. Well, its about expenses and your cell phone bill is likely to be one of your expenses that you didn’t think of before you decided to move out. Relocating to another state could even offer more surprises.
When you are analyzing your different bills, notice how much that cell phone bill is. It will likely be more than your heating bill and maybe as much as your heating and electrical utilities combined.
One of my boys was in the army and he got used to doing all the ring tone and the MMS and the internet and literally thousands of text messages a month. Well,he got out and his only income is from unemployment. That $200 a month plus mobile phone bill eats up 25% of his unemployment. When he was making his plans for moving out he didn’t consider that at all. Problem is he got addicted to texting and addicted to MMS and now he’s not willing to give it up. Instead he’s having to eat Macaroni and Cheese for every meal and can’t pay his rent.
I’m not saying you have to give up your cell phone but you need to be realistic about how much of your limited income it will eat up. I’d strongly suggest getting a prepaid phone instead so you know exactly how much your spending. I know I know, prepaid is not cool and their phones suck. Well, its still your best bet for making it on your own at first when you move out.
The next best way would be to get unlimited minutes. Its rather expensive but at least you know exactly how much you’ll be paying each month. No surprises when you go over and you were paying $1 a minute and your over by 700 minutes.
I hope that some of these suggestions will get you thinking more about what all is involved in moving out on your own. In future posts I’ll be developing a checklist moving out.
